PowerZaC - Business Implementations

Protocol support:

  • Authorisation protocols including APACS 30/40, Visa I/II, SPDH, ISO-8583 (all variations), BIC ISO, HPDH, C-TAP
  • Authorisation interfaces with Visanet, MasterCard (Banknet) and American Express GNS
  • Reconciliation and data capture protocols including Visa MDC, APACS 40, SPDH, HPDH and other ISO-8583 variations
  • ATM driving protocols NDC+ (support for Wincor-Nixdorf EMV extensions included) and Diebold
  • Fully configurable protocol support makes PowerZaC easily extendable to other protocols as well

The PowerZaC system is using cryptographic services based on IBM-4764 PCI-X cryptographic coprocessor, implemented as:

  • Local cryptographic adapter integrated into the same server
  • Remote cryptographic box with TCP/IP access

The cryptographic services are designed to provide a high performance solution that:

  • Satisfies stringent FIPS 140-2 standard
  • Provides built-in support for private and public key infrastructure (DES and 3DES, RSA, SHA-1, SHA-224, SHA-256, MD5, RIPEMD-160, MDC-2 and MDC-4 hashing)
  • Provides a multi-processing environment
  • Implements a consistent security model with significantly reduced exposure to attacks
  • Implements all required finance industry related operations, including: PIN generating and mailing, PIN translate, PIN verify, PIN change, PIN on demand, MAC, EMV cryptogram verification and generation, EMV scripting (MAC, pin change), Card issuing support (generate CVV/CVC/CSC) and Key management.